Project Report for Bank Loan present a diverse range analytical challenges to its clients and shareholders. Hence, a comprehensive Bank Loan Project Report requires a detailed analysis of the bank’s fiscal transactions that identifies its distinctive risks.

Project appraisal is a generic term that refers to the process of assessing, in a structured way, the case for proceeding with a project or proposal.

Preparation of Project Report and its contents for Project Appraisal for Bank Loan are as under :

• Project Identification Process

• Project Feasibility Study : Economic Feasibility, Technical Feasibility, Marketing Feasibility, Financial Feasibility, Environmental Feasibility

• Details about the Promoters, their educational qualifications, work experience, etc.

• Current Status of the Bank, its products and services, target market, and activities.

• Employees, details about the top management, their educational qualifications, work experience, etc.

• Infrastructure facilities, tools deployed, operational premises, machinery, etc

• Customers, details about them as well as prospective customers

• Regional Operations

• Fiscal acquisitions and tie-ups

• Means of Financing

• Balance Sheet

• Profit and Loss Statements

• Fund Flow Statement

• Chief Ratios

• Break Even Point Evaluations

• Conclusions